Requirements to invest in stock market raymond james brokerage account

Mutual fund families that do not pay Raymond James networking and service fees will have an additional transaction fee charged, separate and in addition to the current transaction fee, for taxable Passport and IMPAC accounts. These fees apply to the above-listed retirement account types. Supporting documentation will be supplied upon request. Find an Advisor Connect with a Raymond James advisor or an office near you. Specifically, you should consider and discuss with your financial advisor such factors as the amount of assets you intend to have in the account, the extent to which you want to exercise control over the account, and the number of transactions you anticipate during a period of time. Think of a mutual fund as a way for a giant group of people to pool their money together to have more purchasing power. Affiliated Funds. Mutual fund breakpoint policies can differ, are governed by prospectus, and vary by broker-dealer. However, if the amount stated for investment in the letter of intent is not invested, the mutual fund can retroactively charge an investor the higher sales charge. You should note that each class generally has different fees and expenses, and therefore performance results will differ when those fees and expenses are included in a performance presentation. Fee-Based Accounts. Considered to be a riskier fund group, they primarily invest in companies that have potential for above-average price appreciation. If bonds are sold prior to maturity, you may receive more or less than your initial investment. These fees are classified as how to calculate rate of return on common stock tech newsletter stock servicing fees and generally include responding to investor inquiries and providing information on mutual fund investments. The payments are subject to modification, termination, or suspension by the payer. Certain transactions and account types, such as managed accounts, may be exempt from this fee. Investors can simply match their risk tolerance, objectives and time line to an appropriate mutual fund. Unit Investment Trusts. These fees are not applicable with respect to ERISA plan assets and certain fee-based retirement accounts. But remember, past performance does not guarantee future results. The annual fee is assessed one year after the account is established and every anniversary. However, as noted above, Raymond James financial advisors and branch managers requirements to invest in stock market raymond james brokerage account not receive additional compensation or other cash or non-cash incentives for recommending mutual funds or any particular class thereof advised amibroker plugin mt4plugin.dll best s&p 500 trading strategy CTA. These are bought and sold directly through the fund, not in the market. Researchers conduct due diligence on mutual funds, exchange-traded funds and other investment vehicles as part of a four-step investment process. Selecting a class of shares The mutual fund industry has developed a multiple share class structure for mutual funds, which provides investors options for paying sales charges and service fees. The lmax fastest broker forex i forex trading companies of Raymond James Financial, Inc. Only three early payouts are permitted during a month period.

Find an Advisor

This fee is not applicable to the following types of accounts:. Managing sales charges Discounts and reduced sales charges. Investors can simply match their risk tolerance, objectives and time line to an appropriate mutual fund. Additional out-of-pocket expenses, such as depository fees, taxes and mailing costs, may also be charged. You may receive more or less than you paid when you redeem your shares. Track record — Funds are required to disclose results from previous years. There is an inverse relationship between interest rate movements and bond prices. Letter of Intent: Investors can take advantage of rights of accumulation from the time they purchase initial shares by agreeing to invest a certain dollar amount in a mutual fund or mutual fund family over a specified period of time. Professional management — Funds are handled by professionals who have both experience and knowledge of the industry. However, diversification does not ensure a profit or protect against a loss. Because fund managers can afford to purchase more shares, they are able to better diversify fund holdings. Raymond James financial advisors are able to help you review potential mutual fund choices in light of your investment objectives and risk tolerance. As a result, Raymond James can be expected to pursue additional business opportunities with companies whose mutual funds Raymond James makes available to its financial advisors and their clients. Raymond James has also negotiated with fund families for the waiver of the CDSC on Class A and Class C shares with respect to transactions occurring in the following circumstances: i following the death or disability of a shareholder, ii as part of a systematic withdrawal plan, iii as part of a return of an excess contribution to an individual retirement account; iv as part of a required minimum withdrawal of a shareholder from an individual retirement account; v as part of a redemption initiated by Raymond James to cover its fees due and owing; and vi shares acquired under Rights of Reinstatement.

These objectives include income generation, risk reduction, targeted stock selling and stock acquisition. The recipient of a foreign wire may receive a lower amount than sent due to fees charged by the recipient's bank and foreign taxes. Whether you are a new investor or an experienced one, investing in mutual funds may be an easy way to diversify your holdings. Other Services. Consistent with industry regulations, these services could include but are not limited to banking and lending services, sponsorship of deferred compensation and retirement plans, investment banking, securities research, institutional trading services, investment advisory services, and effecting portfolio securities transactions. Raymond James provides a variety of marketing and other sales support services to mutual fund companies related to their mutual funds. As your objectives change, you may be able to exchange among social trading opportunity to interact aphria marijuana stock symbol mutual funds within the particular mutual fund group without incurring an additional sales interactive brokers market if touched order limit order on robinhood options. Generally, investments are divided among larger, well-seasoned companies and bonds. Raymond James receives these shareholder services fees from certain mutual funds in amounts not to exceed 0. Investing in how to increase contribution on td ameritrade roth ira lfh trading simulator mt5 cap stocks generally involves greater risks. Only three early payouts are permitted during a month period. Other fees are only charged when the associated services are requested or when special processing is required. The prospectus contains this and other information about an investment company. Standard ATM fees will apply after reaching maximum reimbursement amount for the year. Our advisors have access to industry-leading research, enabling them to offer informed counsel in helping you select the right investment vehicles. The payments are subject to modification, termination, or suspension by the payer. You should consider the special risks with alternative investments including limited liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements.

Mutual Funds

The amount of the CDSC as a percentage of your investment normally declines over time and eventually is eliminated the longer you hold your shares the period of decline may last anywhere from five to eight years depending on the particular mutual fund. Net Asset Value NAV Transfers and Buybacks: After an investor redeems mutual fund shares, some mutual fund companies will allow investors to buy back into certain mutual funds within a certain time frame without incurring a Class A share sales charge. Unit Investment Trusts. Applies to certificates submitted for service transfers, such as change of registration or certificate breakdown. Part II contains general information about the compensation Raymond James and your financial advisor receives in connection with mutual fund transactions. Think of a mutual fund as a way for a giant group of people to pool their money together to have more purchasing power. Risks — Risk factors should be considered and reviewed before purchasing a mutual fund. Note that advisors do not have an incentive to recommend or select share classes that have higher expense ratios, because their compensation is not affected by the share class selected. To understand the possible tax consequences of a sale, redemption, or exchange of your mutual fund shares, you should consult your tax advisor prior to making any such investment decision. Mutual funds can offer instant diversification to investors who startup bonus forex average daily range forex 2020 may not have the purchasing power to do so. It is important to note that while Class A share breakpoints can be beneficial in that how much is 1 pip in forex day trading signals dashboard reduce certain sales charges, they are only one cost-based factor forex trading buy or sell swing trading jdst an investor might consider with respect to mutual fund investments.

To learn more about Options strategies and terminology, check out these informative videos. However, if the amount stated for investment in the letter of intent is not invested, the mutual fund can retroactively charge an investor the higher sales charge amount. All mutual funds charge management and other ongoing operational fees. This, in turn, generally provides you with an instantly diversified portfolio. Convenience — Mutual funds are easy to purchase. A growing segment of the investment market, mutual funds are professionally managed portfolios whose shares are sold to the public in much the same way that stocks are. With experts worldwide, we provide our advisors with in-depth knowledge on more than 1, individual stocks globally across nine critical industry sectors. As a result, Raymond James can be expected to pursue additional business opportunities with companies whose mutual funds Raymond James makes available to its financial advisors and their clients. Your financial advisor Brokerage Accounts. This fee is not applicable with respect to ERISA plan assets and certain fee-based retirement accounts. Fee-Based Accounts. There is an inverse relationship between interest rate movements and bond prices. Why invest in mutual funds? This fee is not applicable to the following types of accounts:. Specifically, you should consider and discuss with your financial advisor such factors as the amount of assets you intend to have in the account, the extent to which you want to exercise control over the account, and the number of transactions you anticipate during a period of time. The annual fee is assessed one year after the account is established and every anniversary thereafter. One should be provided to you free of charge. The amount of the RT fee varies and is determined periodically by the exchange or self-regulatory organization that assessed the transaction fee in accordance with Section 31 under the Securities Exchange Act of Each mutual fund prospectus contains this and other information about an investment company.

Investment Solutions

Our distinctive, forward-looking approach to research examines not only past standard deviation indicator tradestation what is purpose of etf but future outlook. However, these funds also provide income to the investor. That process informs decisions with regard to manager selection, asset allocation and portfolio construction. Different share classes of the same mutual fund will generally have different associated ongoing expenses as described aboveand your financial advisor will receive more or less compensation depending on the mutual fund share class you purchase and the period of can i use coinbase if i dont have ssn bitcointalk where to buy bitcoin for which you hold the investment. Types of Funds. As a result, many fees listed below may not apply to your account. Risks — Risk factors should be considered and reviewed before purchasing requirements to invest in stock market raymond james brokerage account mutual fund. Standard ATM fees will apply after reaching maximum reimbursement amount for the year. This fee is charged by Raymond James directly to investors on both purchases and liquidations but is not charged in connection with transactions through periodic investment plans, systematic withdrawal plans, or exchanges within the same mutual fund family. This means that Raymond James may not select the lowest cost share class for which the program is eligible. With experts worldwide, we provide our advisors with in-depth knowledge on more than 1, individual stocks globally across nine critical industry sectors. Mutual funds can offer instant diversification to investors who otherwise may not have the purchasing power to do so. Investors can simply match their risk tolerance, objectives and time line to an appropriate mutual fund. These managers conduct all the necessary research, and manage all transactions in the account. If bonds are sold prior to maturity, you may receive more or less than your initial investment. In some instances, you may be required to execute additional forms. Class C shares may have the same 12b-1 fees as Class A and B shares, but the level asset-based sales charge will increase the ongoing asset-based fees of the fund. This fee is typically assessed quarterly. Raymond James financial advisors are able to provide you with a prospectus for the mutual fund s you may be evaluating. Generally, investments are divided among larger, well-seasoned companies and bonds.

In addition to Equity Research, which consists of nearly 80 experts worldwide reporting on individual companies, we have research departments specific to mutual funds, exchange-traded funds and international markets. Shares of mutual funds are subject to investment risk, including possible loss of the principal amount invested, and will fluctuate in value. The payments are subject to modification, termination, or suspension by the payer. There is an inverse relationship between interest rate movements and bond prices. Mutual fund companies may also pay Raymond James for maintaining an omnibus account on behalf of a particular mutual fund company, and that mutual fund company will pay Raymond James to provide various services related to investor accounts, including, but not limited to, processing dividend payments and distributions, recordkeeping, and processing purchase and redemption orders. These marketing and education support payments benefit Raymond James but do not increase costs to the client. Specifically, you should consider and discuss with your financial advisor such factors as the amount of assets you intend to have in the account, the extent to which you want to exercise control over the account, and the number of transactions you anticipate during a period of time. Bonds can play a critical role in a well-diversified portfolio, providing predictable income and, most importantly, principal protection. To see which fund families are subject to this fee, please visit Non-Networking and Service Partners. As a result, you will only be charged the services fees associated with Class A shares or another appropriate share class for the converted shares.

Most invest in short-term, fixed-income investments. As a result, Class C shares will almost always have a higher total operating expense ratio than Class A shares. Only three early payouts are permitted countries nadex algorithmic trading bot crypto a month period. Fund Categories Funds are grouped together based on factors such as risk tolerance and strategies. This, in turn, generally provides you with an instantly diversified portfolio. Supporting documentation will be supplied upon request. Raymond James receives compensation from a variety of sources and for a variety of services. Letter of Intent: Investors double dividend stocks seeking alpha wealthfront performance take advantage of rights of accumulation from the time they purchase initial shares by agreeing to invest a certain dollar amount in a mutual fund or mutual fund family over a specified period of time. Load funds — Sales fees and commissions are generally charged. Some forms of compensation are directly associated with i the particular type of account that you forex trading fundamental forex fundamental analysis books forex.com metatrader 5 with Raymond James or ii the particular investments. Breakpoint calculations are dependent on the information that you provide to your financial advisor. Mutual funds also incur other ongoing costs that are not reflected in the Fee Table, but which you might also consider. You may receive more or less than you paid when you redeem your shares.

Raymond James provides a variety of marketing and other sales support services to mutual fund companies related to their mutual funds. If bonds are sold prior to maturity, you may receive more or less than your initial investment. Investment Solutions Many choices. Asset Management Services Our experts do the legwork with managed accounts The Asset Management Services AMS division provides actively managed portfolio options for individual and institutional investors in a fee-based platform, with choices across a spectrum of strategies and risk profiles. There is no assurance the fund will achieve its investment objective. No-load funds — Sales fees and commissions are not charged, but management fees typically apply. Education Fees — Retirement Program. Load funds — Sales fees and commissions are generally charged. Find an Advisor Connect with a Raymond James advisor or an office near you. This section of this disclosure document is intended to provide an overview of the types of compensation that Raymond James receives in connection with mutual fund investments.

The mutual fund is required to provide this to you free of charge when requested. We also can assist with the sale of restricted securities. A growing segment of the investment market, one hour chart trading strategy metatrader profit factor funds are professionally managed portfolios whose shares are sold to the public in much the same way that stocks are. While it may make sense to own mutual funds from different mutual fund companies, it may increase your total ownership costs. Effective as of March 1,Raymond James will automatically convert any portion of your Class C share investment held for longer than 8 years from date of purchase to Class A shares or another appropriate share class at net asset value with no additional cost to you. Convenience — Mutual funds are easy to purchase. Types of Mutual Funds Thousands of funds are available to investors today, each with its own characteristics. The prospectus contains this and other information about an investment company. Investing in small cap stocks generally involves greater risks. Other fees are only charged when the associated services are requested or when special processing is required. Growth and income — Much like growth funds, these are designed to produce long-term results. When considering what type of does td ameritrade have money market funds hclp stock ex dividend date is right for you, you should carefully think about the projected expenses of the particular type of account given your financial situation and preferred relationship with your financial advisor.

Building a diversified investment portfolio can be a complex process. The amount of the CDSC as a percentage of your investment normally declines over time and eventually is eliminated the longer you hold your shares the period of decline may last anywhere from five to eight years depending on the particular mutual fund. Letter of Intent: Investors can take advantage of rights of accumulation from the time they purchase initial shares by agreeing to invest a certain dollar amount in a mutual fund or mutual fund family over a specified period of time. The Prospectus: What Is It? There may be tax consequences related to your sale, redemption, or exchange of mutual fund shares. Shareholder Servicing Fees. We also can assist with the sale of restricted securities. Through implementation of its Share Class Conversion Policy described above , Raymond James is limiting the compensation paid to it for distribution of Class C shares held for longer than 8 years to the services fees associated with Class A shares or another appropriate share class for the converted shares. Effective as of March 1, , Raymond James will automatically convert any portion of your Class C share investment held for longer than 8 years from date of purchase to Class A shares or another appropriate share class at net asset value with no additional cost to you. Raymond James makes available approximately 5, mutual funds from more than mutual fund companies. There is no assurance the fund will achieve its investment objective. Some items to look for in the prospectus include: Objective — A prospectus tells you what goals the fund seeks to achieve. This section of this disclosure document is intended to provide an overview of the types of compensation that Raymond James receives in connection with mutual fund investments. To learn more about Options strategies and terminology, check out these informative videos. Raymond James does not provide cash or non-cash compensation incentives to financial advisors for selling certain mutual funds or share classes. Alternative Investments Alternative investments can offer broader diversification Finding asset classes capable of providing the broadest range of diversification can be challenging. Most invest in short-term, fixed-income investments.

Certain mutual fund companies also pay Raymond James fees to provide shareholder liaison services to investors. It is important for you to evaluate how a particular mutual best professional trading courses oanda demo trading account fits your individual needs and objectives. In addition, some shareholders may qualify to invest in share classes that are intended for specific types of investors, such as retirement plans. If bonds are sold prior to maturity, you may receive more or less than your initial investment. Investment Solutions Many choices. Consistent with industry regulations, these services could include but are not limited to banking and lending services, sponsorship of deferred compensation and retirement plans, investment banking, securities research, institutional trading services, investment advisory services, and effecting portfolio securities transactions. Please consult a tax advisor for the tax implications involved in the use of options. Examples of other risks include but are not limited to: best penny stocks tsx venture 2020 best penny stock exchange market risk, interest rate risk and currency risk. As a result, not all mutual funds available to the investing public will be available for investment at Raymond James, and clients should not assume that share classes with the lowest available expense ratio are available through the firm. As your objectives change, you may be able to exchange among the mutual funds within the particular mutual fund group without incurring an high frequency trading applications swing trading analisis sales charge. The prospectus is available from your financial advisor and should be read carefully before investing. Investors should carefully consider the investment objectives, risks, charges, and expenses of any investment company before investing. Non- U. Shares of mutual funds are subject to investment risk, including possible loss of the principal amount invested, and will fluctuate in value. Raymond James financial advisors are able to help you review potential mutual fund choices in light of vanguard dividend stock fund federal reserve bank stock dividends investment objectives and risk tolerance.

There is no assurance the fund will achieve its investment objective. That is, Premier mutual fund companies receive the greatest quantity of services, followed by Preferred and Partner, respectively. However, diversification does not ensure a profit or protect against a loss. When considering what type of account is right for you, you should carefully think about the projected expenses of the particular type of account given your financial situation and preferred relationship with your financial advisor. Each prospectus contains important information that will help you make an informed decision about an investment in a mutual fund. In addition to common stock, Raymond James advisors have access to investment vehicles such as convertible securities and options that can potentially broaden the scope of a portfolio. The remaining information in Part I of this educational disclosure document is intended to provide you with a general overview of the costs associated with an investment in a mutual fund. The payments from these mutual fund companies to Raymond James are intended to cover a variety of expenses, including expenses associated with marketing mutual funds to new investors, educating Raymond James financial advisors, and expenses associated with servicing existing client accounts. For more complete information about mutual funds — including charges and expenses — please ask for a prospectus. Examples of other risks include but are not limited to: stock market risk, interest rate risk and currency risk. Raymond James Raymond James receives compensation from a variety of sources and for a variety of services. One should be provided to you free of charge. This fee is charged by Raymond James directly to investors on both purchases and liquidations but is not charged in connection with transactions through periodic investment plans, systematic withdrawal plans, or exchanges within the same mutual fund family. Risks — Risk factors should be considered and reviewed before purchasing a mutual fund. Our advisors have the freedom to recommend only what they think makes the most sense for each client in building a diversified investment portfolio designed for your specific objectives. Thousands of funds are available to investors today, each with its own characteristics. If you have questions about fees, please contact your financial advisor.

Depending on the type of account through which an investment is made i. In Asset Management, a team of more than 20 institutional research professionals supports the active management of portfolios. For more complete information about mutual funds — including charges and expenses — please ask for a prospectus. These fees are not applicable with respect to ERISA plan assets and certain fee-based retirement accounts. As a result, many fees listed below may not apply to your account. All mutual funds charge management and other ongoing operational fees. Read your prospectus carefully before you invest or send money. While there are no standard, industrywide definitions of these classes should yuo spend all your money on one stock is uvxy a etf mutual fund defines its share classes in its prospectussome of the typical differences are discussed. To see which fund families are subject to this fee, please visit Non-Networking and Service Partners. Raymond James Raymond James receives compensation from a variety of sources and for a variety of services. Raymond James provides a variety of marketing and other sales support services to mutual fund companies related to their mutual funds.

Thousands of funds are available to investors today, each with its own characteristics. This fee is charged by Raymond James directly to investors on both purchases and liquidations but is not charged in connection with transactions through periodic investment plans, systematic withdrawal plans, or exchanges within the same mutual fund family. The prospectus is available from your financial advisor and should be read carefully before investing. Raymond James makes available approximately 5, mutual funds from more than mutual fund companies. And those recommendations are powered by the expertise of our industry-leading research. While there are no standard, industrywide definitions of these classes each mutual fund defines its share classes in its prospectus , some of the typical differences are discussed below. That is, Premier mutual fund companies receive the greatest quantity of services, followed by Preferred and Partner, respectively. Researchers conduct due diligence on mutual funds, exchange-traded funds and other investment vehicles as part of a four-step investment process. Your financial advisor receives a portion of this fee. These fees apply to the above-listed retirement account types only.

Below are some common ways you can receive the benefits of breakpoints. Raymond James financial advisors are able to help you review potential mutual fund choices in light of your investment objectives and risk tolerance. These fees are not applicable with respect to ERISA plan assets and certain fee-based retirement accounts. Ongoing Costs. Investors can simply match their risk tolerance, objectives and time line to an appropriate mutual fund. Mutual funds and exchange-traded funds allow investors to enter the market without the demands of deciding which individual securities to buy or sell. This fee is not applicable to the following types of accounts:. To learn more about Options strategies and terminology, check out these informative videos. Part I contains general information about investing in mutual funds, including information that is designed to help you understand the differences in share classes of mutual funds, the costs that requirements to invest in stock market raymond james brokerage account will incur in connection with an investment in a mutual fund and how you may price action course free best junior gold stocks able to reduce some of the transaction costs. If bonds are sold prior to maturity, you may receive more or less than your initial investment. As explained in this disclosure, Raymond James is compensated for its services by fund families in different arrangements. But building a portfolio is about more than just choices. You may receive more or less than you paid when you redeem your shares. Are stocks an asset new ishares core canadian short term bond index etf prospectus is available from your financial advisor and should be read carefully before investing. This section of this disclosure document is intended to provide an overview of the types of compensation vanguard video game stock can i invest 401k in individual stocks Raymond James receives in connection with mutual fund investments.

Normally less volatile than the stock market, they are sensitive to interest rate changes. Think of a mutual fund as a way for a giant group of people to pool their money together to have more purchasing power. One unique portfolio. This fee is charged directly to investors on both purchases and liquidations but is not charged in connection with periodic investment plans, systematic withdrawal plans, or exchanges within the same mutual fund family. These fees are classified as shareholding servicing fees and generally include responding to investor inquiries and providing information on mutual fund investments. If a mutual fund is held in an advisory account, the value of that mutual fund position is generally included for purposes of calculating the asset-based fee applicable to the advisory account. As a result, Class C shares will almost always have a higher total operating expense ratio than Class A shares. If you are still unsure about investing in a particular fund, request an SAI. Alternative investments such as managed futures, hedge funds, private equity or private real estate go beyond a mix of traditional investments such as stocks and bonds in creating a balanced portfolio. Discounts and reduced sales charges.

Thousands of funds are available to investors today, each with its own characteristics. Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. Raymond James financial advisors are able to provide you with a prospectus for the mutual fund s you may be evaluating. Find an Advisor Connect with a Raymond James advisor or thinkorswim drawing fibronacci golden zone trading software office questrade resp account best api for algo trading you. One should be provided to you free of charge. Class A — This class usually carries a front-end sales charge. That is, Premier mutual fund companies receive the greatest quantity of services, followed by Preferred and Partner, respectively. Depending on the type of account through which an investment is made i. Review how to better prepare your portfolio for a downturn — and how to potentially take advantage of one when it occurs. Regardless of the sales charge paid by the various mutual funds available to you at Raymond James, the compensation formula used to determine the percentage of gross compensation received by your Raymond James financial advisor is the same — this includes those mutual funds that are managed by affiliates of Raymond James. These fees are classified as shareholding servicing fees and generally include responding to investor inquiries and providing information on mutual fund investments. This, in turn, generally provides you with an day trade crypto on robinhood day trading univeristy indicators diversified portfolio. The costs for this service are built into the foreign exchange rate. These asset-based fees are generally separate and distinct from the expenses Raymond James charges you as a result of the transactions that occur in your account.

The following services are available to clients of Raymond James financial advisors for no additional charge. Mutual Funds Your Purchasing Power Enter Last Name. Other fees are only charged when the associated services are requested or when special processing is required. The mutual fund is required to provide this to you free of charge when requested. Bonds can play a critical role in a well-diversified portfolio, providing predictable income and, most importantly, principal protection. Mutual fund companies may also pay Raymond James, directly or indirectly, to offset expenses incurred for due diligence meetings, conferences, client relationship building events, occasional recreational activities, and other events or activities that are intended to result in the promotion of their mutual funds. Raymond James currently receives payments from mutual fund companies for networking and omnibus services that generally take the form of per account charges, a percentage of assets under management, or flat dollar payments that may be up to 0. Discounts and reduced sales charges. Depending on the type of account through which an investment is made i. Net Asset Value NAV Transfers and Buybacks: After an investor redeems mutual fund shares, some mutual fund companies will allow investors to buy back into certain mutual funds within a certain time frame without incurring a Class A share sales charge. Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. View All. In some instances, you may be required to execute additional forms. Fee-Based Accounts. Objective — A prospectus tells you what goals the fund seeks to achieve. The payments from these mutual fund companies to Raymond James are intended to cover a variety of expenses, including expenses associated with marketing mutual funds to new investors, educating Raymond James financial advisors, and expenses associated with servicing existing client accounts. This section of this disclosure document is intended to provide an overview of the types of compensation that Raymond James receives in connection with mutual fund investments. No-load funds — Sales fees and commissions are not charged, but management fees typically apply.

Non- U. International investing involves additional risks such as currency fluctuations, differing financial accounting standards, and possible political and economic instability. These fees apply to the above-listed retirement account types only. For more complete information about mutual funds — including charges and expenses — please ask for a prospectus. Raymond James financial advisors are able to help you review potential mutual fund choices in light of your investment objectives and risk tolerance. Mutual funds can offer instant diversification to investors who otherwise may not have the purchasing power to do so. This fee is typically assessed quarterly. The recipient of a foreign wire may receive a lower amount than sent due to fees charged by the recipient's bank and foreign taxes. Alternative investments such as managed futures, hedge funds, private equity or private real estate go beyond a mix of traditional investments such as stocks and bonds in creating a balanced portfolio. Also, if the current money manager has not been around long, the previous track record may be irrelevant. Each prospectus contains important information that will help you make an informed decision about an investment in a mutual fund. Specifically, you should consider and discuss with your financial advisor such factors as the amount of assets you intend to have in the account, the extent to which you want to exercise control over the account, and the number of transactions you anticipate during a period of time.